Instant Access
Apply and receive E-Cash directly to your MoMo wallet within minutes. No waiting, no delays.
Design smarter, not harder
Empowering
Fleet Drivers
with Instant E-Cash
Access up to ₵2,000+ instantly, boost your float, serve more customers, grow your business.
About Us
What is Alt Solutions Micro-Credit
Alt Solutions Micro-Credit is a fintech-enabled financial Institution which provides digital credit for SMEs in Ghana. We give you instant access to working capital, helping you grow your business without the hassle of collateral or complex paperwork. With competitive pricing and seamless technology, we empower you to take your business to the next level.Create your account now to enjoy instant E-Cash relief
Flexible Repayment
Choose a repayment period that works for you. Pay back early to unlock higher limits.
Safe & Secure
Your information is protected with bank-level security and verified identity checks.
What We Offer
Our Products
Simple process. Instant access. Grow your business today.
GHS 60M+
E-Cash
Disbursed Monthly
99%
Approval
Rate
2,000+
SMEs
Served
AGENT LOANS
Agent Loans give MoMo agents instant E-Cash to boost their float and serve customers without delays.
FLEET LOANS
Fleet Loans provide drivers with instant E-Cash for fuel and vehicle needs so they can stay on the road and keep earning.
NSS LOANS
NSS Loans give National Service personnel quick access to E-Cash to handle daily expenses without stress.
Who We Are
Our Mission & Vision
Our Story
Alt Solutions provides instant E-Cash to SMEs across Ghana. With transparent pricing, quick processing, and convenient repayment options, we make business financing simple and stress-free.
Mission
To provide fast, flexible, and secure financing that empowers SMEs to seize opportunities and grow their businesses.
Vision
To be Ghana's most trusted micro-credit platform, enabling every entrepreneur to access the capital they need, when they need it.
Requirements
What You Need to Get Started
Simple requirements. Fast approval. Instant disbursement.
Get Up to GHS 50,000
Access E-Cash instantly to grow your business. Pay back early to unlock even higher limits.
Ghana Card
Valid Ghana Card for quick and secure identity verification.
Active Business
MoMo agents, fleet drivers, and SMEs with an active business are eligible.
One Guarantor
A guarantor with their Ghana Card.
Low Interest Rates
Affordable and transparent pricing with no hidden fees.
Easy Repayment
Flexible repayment options that fit your business schedule.
HOW IT WORKS
Simple Steps, Powerful Results
Our process is designed to be straightforward and transparent
Apply via Mobile through our web application
Start your loan application quickly from our web application.
Go Through Approval Process
We instantly review and confirm your loan eligibility.
Receive E-Cash Instantly
Your approved money hits your MoMo wallet immediately.
Grow Your Business
Serve more customers and access value-added services.
Trusted By
Our Partners
Working with industry leading organizations to bring you the best solutions.
Stories of Success
What Our Clients Say
Read real testimonials from satisfied Alt Solutions clients who’ve experienced fast, secure, and instant E-Cash solutions tailored to their needs.
★★★★★
“Alt Solutions has changed my business. I now get E-Cash within minutes and serve more customers, even during peak hours.”
KWAME A
Kumasi
★★★★★
“Before Alt Solutions, I used to run out of E-Cash by noon. Now, with their 24-hour loan, I never miss a sale!”
ABENA M
Takoradi
★★★★★
“No paperwork, no delays. I just dialed the USSD code and got cash in my wallet. Very reliable service.”
KOJO B
Tema
★★★★★
“With Alt Solutions, I don’t just do MoMo — now I sell ECG, water bills, data, and credit too. I earn commissions on every sale.”
SERWAA K
Cape Coast
★★★★★
“Alt Solutions has changed my business. I now get E-Cash within minutes and serve more customers, even during peak hours.”
KWAME A
Kumasi
★★★★★
“Before Alt Solutions, I used to run out of E-Cash by noon. Now, with their 24-hour loan, I never miss a sale!”
ABENA M
Takoradi
★★★★★
“No paperwork, no delays. I just dialed the USSD code and got cash in my wallet. Very reliable service.”
KOJO B
Tema
★★★★★
“With Alt Solutions, I don’t just do MoMo — now I sell ECG, water bills, data, and credit too. I earn commissions on every sale.”
SERWAA K
Cape Coast
SECURITY
Protecting What Matters Most
Security isn’t just about protection, it’s about trust. We combine cutting edge technology with rigorous standards to safeguard your information. With proactive defenses and transparent practices, we ensure that your transactions remain secure always.
Licensed & Regulated
Fully licensed and a proud member of MCAG under strict financial authority oversight.
Data Privacy
Aligned with global and local laws and standards to ensure privacy for our customers.
Advanced Encryption
End-to-end protection for data and transactions, ISO-certified and PCI DSS compliant.
Fraud Monitoring & Support
AI-powered detection, 24/7 in-app incident reporting and follow up.
Biometric and Facial Verification
Configure extra authentication layers before account access or transactions.
Multi-Factor Authentication (MFA)
Additional security step (OTP or device confirmation) after your password to protect your account.