What We Do

Alt Solutions Micro-Credit is a fintech-enabled financial institution which provides digital credit for SMEs in Ghana. We give you instant access to working capital, helping you grow your business without the hassle of collateral or complex paperwork.

With competitive pricing and seamless technology, we empower you to take your business to the next level. Create your account now to enjoy instant E-Cash relief.

Key Capabilities That Drive Performance

The core services that keep businesses, agents and drivers moving every day.

01

Real-Time Transaction Processing

Instant confirmation and secure digital payments across all services.

02

Agent Liquidity Support

Reliable E-Cash solutions to keep mobile money agents operational.

03

Smart Credit Access

Fast and simplified digital credit for growing SMEs.

Empowering Businesses Every Day

Measured across our agent network, our platform and the communities we serve.

Active Agents
5000+
Monthly Transactions
100,000+
Million Disbursements
60M
Platform Reliability
99.9%
Regions Covered
16

Our services

Digital Financial Solutions That Drive Growth

ALT Solutions Microcredit provides smart digital financial services that keep businesses and agents moving. Through our VAS platform, customers can pay ECG bills, buy airtime and data, and settle water bills with instant confirmation. We also support mobile money agents with reliable E-Cash and offer fast digital credit to help SMEs grow without delays.

MoMo agents

Ezicash

Reliable E-Cash that keeps mobile money agents operational, with instant top ups straight to the MoMo account you already trade on.

E-Cash available

Up to GHS 50,000+

Flexifuel

Fleet drivers

Fuel and maintenance covered before a shift starts, repaid on your own earning cycle.

Grad Fund

NSS personnel

Short cycle E-Cash between service allowances, with no collateral required.

Buy now, pay later

BNPL

Spread the cost of stock, devices and equipment across scheduled payments instead of one lump sum.

Fixed schedule, no surprise charges

Value-added services

Resell, And Earn On Every Sale

Agents pay ECG bills, sell airtime and data and settle water bills from the same app, earning commission on every transaction.

ECG bills · Airtime · Data · Water bills · Commission on every sale

Now You Know What We Do

Discover how ALT Solutions can support your business growth through smart, reliable digital financial services.