Everything you need to apply, and what each document is for. Photographs taken on your phone are fine.
Everything below proves the business is yours and that it is real.
Front and Back of your Ghana Card
Provide business registration documents or drivers license
Guarantor should have Ghana card & utility bill. A selfie is also required
A picture from the front view of your MoMo shop
You will need to take a picture of yourself
One person who knows you, can vouch for you, and can be reached by phone.
Provide a business number in your name
ECG or Ghana Water, issued in their name within the last three months.
The same facial verification check applies to guarantors.
We call to confirm before approval. An unreachable guarantor stops the application.
By product
The Ghana Card, selfie and guarantor apply to every product. These are the additions.
MoMo agents
Fleet drivers
NSS personnel
Buy now, pay later
Before you start
01
Take the picture in daylight, flat on a table, with the whole card inside the frame. Glare on the Ghana Card is the most common rejection.
02
Tell them to expect our call. Applications pause here more often than anywhere else.
03
It must be within the last three months and in the guarantor's own name, not a landlord's.
04
The Mobile Money number must be registered in your name. E-Cash cannot be sent to a third party.
Supporting the financial needs of SMEs anytime, anywhere in Ghana. No collateral required.
